here:

Golfer liable = intentionally or acted unreasonably in hitting ball toward the house.

Course liable = house built before the course was built.

No liability (owner or owner's insurance pays) = house built after course. Under this scenario the homeowner assumed the risk in buying or building a house on the golf course.

我现勾的。

我家的去球场了。这里三个村，5个球场在村里穿梭。

还没有听说过单个高尔夫球手赔钱的。