美西游子
有财富未必有人生，有人生未必无财富。
博文
(2015-09-30 12:29:34)
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(2015-05-04 12:56:18)
一分钟让你看懂股市、房市、信托和黄金市场！
2015-05-03
有一个商人到了一个山村，村子周围的山上全是猴子。商人就和村子种地的农民说，我买猴子，100元一只。村民不知是真是假，试着抓猴子，商人果然给了100元。于是全村的人都去抓猴子，这比种地合算得多了。很快商人买了两千多只猴子，山上猴子很少了。商人这时又出价200元一只买猴子，村民见猴价翻番，便[阅读全文]
(2015-04-16 17:26:28)
Asataxpayer,you,onlyYOU,areresponsibleforyourownfinancehealth.FA,CPA,etc.areonlyyourhelpers.
let'sdosometaxplanningNOWforyr2015.considerthefollowingsifyourunsmailbusinessincludingTF.
investor.vanguard.com/what-we-offer/small-business/compare-plans
let'sdosometaxplanningNOWforyr2015.considerthefollowingsifyourunsmailbusinessincludingTF.
investor.vanguard.com/what-we-offer/small-business/compare-plans
(2015-04-11 22:35:22)
Disclaimer:
Thisismeantasaguide,notprofessionaladvice.Ifyouhaveanyquestionsaboutyourtaxesoryourdeductions,hireanaccountantoraskataxprofessional.[阅读全文]
Thisismeantasaguide,notprofessionaladvice.Ifyouhaveanyquestionsaboutyourtaxesoryourdeductions,hireanaccountantoraskataxprofessional.[阅读全文]
(2015-04-01 20:43:19)
itdependsonthefollowings:
-what'sputinyourcontract?
-whatwillyoupurchase?Ifyourbiddingtopdollaryoumaywantdoasanextensiveofaninspectionasyoucandoonyourownbeforesigningthepurchaseagreementthendotheappraisal1st,ifyouarebuyingadistressedpropertyatalowtomiddlingpricedotheinspection1st.Ifyouarebuyingafixerattopdollar,flipacoinandcrossyourfingers.
botharecontingencies.Buyersbackoutforbothlowa...[阅读全文]
-what'sputinyourcontract?
-whatwillyoupurchase?Ifyourbiddingtopdollaryoumaywantdoasanextensiveofaninspectionasyoucandoonyourownbeforesigningthepurchaseagreementthendotheappraisal1st,ifyouarebuyingadistressedpropertyatalowtomiddlingpricedotheinspection1st.Ifyouarebuyingafixerattopdollar,flipacoinandcrossyourfingers.
botharecontingencies.Buyersbackoutforbothlowa...[阅读全文]
(2015-03-27 09:52:41)
万丈高楼平地起。我的口头禅就是：firstthingfirst。都知道第一桶金的重要，其实，啥时候拿到这第一桶金更为重要。起跑线的道理。 算了一笔账后，便有了如下想法。
刚刚毕业的年轻人，养家糊口的中年人，大可不必拼命往纽约，旧金山，洛杉矶城里面钻。道理非常简单：挣得多，开销也庞大，一房奴，哪来第一桶金呢？除非公司IPO，但毕竟是小概率事件。还有一[阅读全文]
(2015-03-19 07:37:42)
甲有5套房，不上班，靠收房租生活； 乙有1套房，上班赚工资； 丙无房，租房子住，菜场卖菜。 忽然有天要收房产税了。 丙说：太好了，我没房，收那帮炒房人的税，我全力支持！房价大跌了，我就可以买房了。 乙说：没关系，我只有一套，收那帮炒房人的税，我支持！房价大跌了，我可以再买一套。 甲说：哦，房产税收多少？1%对吧，下个月房租涨5%[阅读全文]
(2015-03-11 09:58:38)
NEVEREVERGIVEUPYOURCOBRA!instead,waituntillastfewdaystoenrollyourCobra(youusuallyhave63daystoenrollCobra,checkyourpackage).BUT,BUTDON'TPAYANYPREMIUMWHENENROLL!youhave45daysgraceperiodtomakeyourpaymentoranydayyouhavemedicalservicerenderedduringthese45days.theruleisyouarecoveredbyCobraonceyoumakepaymentduring45days.
let'shope:
-youfindanewjobduringthese45daysandgetmedicalcoveragethrough...[阅读全文]
(2015-03-05 09:25:02)
(2015-03-04 09:13:24)
众所周知的是： Mostrentalownersclaimtaxlosses(toreduceW-2incomeifany),evenwhentheyaremakingaprofit.Youcandeductupto$25,000ofrentallossesonyourtaxreturnifyouradjustedgrossincomeislessthan$150,000. Ifyouradjustedgrossincomeislessthan$100,000,youcandeductthefull$25,000. Ifyouradjustedgrossincomeisbetween$100,000and$150,000,youcandeductupto($150,000–YourIncome)/2.SoifyourAGIis$120,000,yo...[阅读全文]
