FromnowtillJanuary15,2008,AmericanExpressCostcocardholderscanearn$10whenpayingtheirwirelessphoneplanwithAMEXCostcoTrueEarningCard.FromAMEXwebsite,theTermsandConditionsofthedealareasfollows:OnlyTheTrueEarningsCardfromCostcoandAmericanExpress,TheTrueEarningsBusinessCardfromCostcoandAmericanExpress,AmericanExpressCostcoCashRebateCreditCard,andtheAmericanExpressCostcoBusinessCardCardmembersareeligible...[
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Butnotwithaprice,averyhighprice.BackinFebruarywhenIfirstheardthatE-Tradeisgoingtointroduceaglobaltradingservicetoallowinvestorstotradestockslistedinothermarketsdirectly,Isigneduptoreceivenotificationwhenitbecomesavailable.Yesterday,theemailcame,announcingthatthenewE-TradeGlobalTradingisupandrunning.Ofthesixmarkets(Canada,HongKong,France,Germany,Japan,andUK)currentlyincludedintheGlobalTrading,Iamma...[
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Nomutualfundsareequal,eveniftheytrackthesamebenchmark,andthisisalsotrueforlifecyclefunds.Lifecyclefunds,alsoknownastargetdatefunds,aregettingpopularamonginvestorswhoseekoptimumassetallocationfortheirretirementinvestments.Theideaofalifecyclefundisthatthefund’sassetallocationevolvesasthefundapproachesthetargetdate.Withlifecyclefunds,investorsleavethejobofrebalancingthefund’sassetstothefundmanage...[
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YouareprobablyfamiliarwiththeRuleof72,whichtellsyouwhentheonedollaryouinvesttodaywillbeworth$2onceyouhavearateofgrowth.IfyourannualrateofreturnisR%,thenitwilltakeyou(72/R)yearstodoubleyourmoney.Forinstance,fora6%return(assumingtherateisconstant),youwillneed72/6=12yearstosee100%gainofyourmoney.Nowlet’sthinkaboutdoublingthegaininsteadoftheprinciple.Howlongwillittakeforonedollartobecomethree?Again...[
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Ifyoualreadyhaveaspecificfundonyourmindandwanttofindmoreaboutyourtarget,thenMorningstar’smutualfundpageisagreatresourceforyourresearch(youwillneedtouseothertoolstoscreenthefundsifyoudon’tknowwhattoinvest).HereIuseVanguard500Index(VFINX)asanexampletoshowwhatIcheckwhenIresearchmutualfunds.Enteringthesymbolatthehomepageandyouwillseeascreenasbelow.LoadBeforeIlookanythingelse,Iwanttomakesurethefunddo...[
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Plus,youwillalsoget0%balancetransferfor12months5rewardpointsoneverydollarspentonpurchasesatsupermarkets,drugstores,andgasstations.Forthe0%BT,thecard’stermsandconditionssayThetransactionfeeforbalancetransfersis3%oftheamountofeachbalancetransfer,$5minimum,$75maximum.SinceCitiischangingitspolicyonbalancetransferfeesstartingApril3,2007,thismaybeyourlastchancetogetthefreeloanandmakeasizableprofitfromi...[
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BackinNovember,Ihadapostonwhywatercouldfindaplaceinyourportfolio.Themainpointofthearticleisaswefaceaglobalshortageofdrinkingwater,investinginwatermakesasoundchoiceforlongterminvestment.Ifyouarealsointerestedininvestinginwater,themostconvenientchoicesofaristhePowersharesWaterResourcesETF(PHO),whichtracksPalisadesWaterIndex(ZWI),a“modifiedequal-dollarweightedindexcomprisedofU.S.exchange-tradedcom...[
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Earlylastweek,MSNMoneyhasanarticlesayingthatthere’sa$30to$60taxrefundthatmorethanonethirdtaxpayersmayforgettoclaim,yetitcouldbetheeasiestrefundonecanget.Sowhatisitexactly?It’sthetelephonetaxrefund.AccordingtotheIRSwebsite,Thetelephonetaxrefundisaone-timepaymentavailableonyour2006federalincometaxreturn,designedtorefundpreviouslycollectedfederalexcisetaxesonlong-distanceorbundledservice.Itisavai...[
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InterestedintradingstockslistedonLondonStockExchangeorTokyoStockExchange,butdon’thaveanaccountwiththemduetoregulatoryrestrictions?SofarUSinvestorswhowanttoaccessglobalmarketscanmainlyinvestthroughmutualfundsofferedbythedomesticfinancialindustryorindividualstocks(ADRsorAmericanDepositaryReceipts)listedonUSmarkets.ThatsoonwillchangewiththeintroductionofE-Trade’sGlobalTrading,which,accordingtoE-T...[
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IfyouareaNJresident,didyoueverwonderhowmuchyourchild’smathteachermakeseveryyear?Andwhat’sthesalaryofyourmayor?Howaboutthepriceofthehousetwoblocksdownthestreetthatwasjustsold?Orifyouarebuyingahouse,doyouwanttoknowthecrimerecordsofthetown,theSATscoresofitshighschool,andthepreviousowner(s)oftheproperty?
Clickhereformore.[
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