美西游子
有财富未必有人生，有人生未必无财富。
博文
(2010-03-11 22:53:33)
Shouldyoudoyourowntaxes?Doyouneedhelppreparingyourtaxreturn,orshouldyoutrytodoityourself?Thefollowingquizcanhelpgiveyouanideaofhowwellyouunderstandtaxconceptsandcurrenttaxlaws.Thereare25questions,andeachquestionisworthfourpoints.
http://moneycentral.msn.com/quiz/tax-iq-quiz/home.aspx
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(2010-03-10 17:27:24)
女人八想；
一想上网免费；
二想年轻十岁；
三想上班不累；
四想帅哥排队；
五想无所不会；
六想海吃不肥；
七想衣服不贵；
八想红杏出墙无罪。
美女感叹男人：
有才华的长的丑；
长得帅的挣钱少；
挣钱多的不顾家；
顾了家的没出息；
有出息的不浪漫；
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(2010-03-08 18:21:53)
Astoplimitorderisatypeoforderthatcombinesthefeaturesofastoporderwiththoseofalimitorder.Astoplimitorderwillbeexecutedataspecifiedprice(orbetter)afteragivenstoppricehasbeenreached.Oncethestoppriceisreachedbythemarket,thestoplimitorderbecomesalimitordertobuy(orsell)atthelimitpriceorbetter.Thisorderisthenhandledasdefinedbyalimitorder.
Theprimarypurposeofastoplimitorderistogiveyoumorecontrolov...[阅读全文]
(2010-03-07 20:42:22)
国内哥们：
清晨起床，打拳；上午开会，打盹；中午吃饭，打嗝；下午上班，打哈；
傍晚加班，打牌；晚上娱乐，；半夜回家，打架；睡觉总是，噩梦。
美国我们：
清晨起床，做饭；上午上班，苦干；中午吃饭，自带；下午上班，拼命；
傍晚下班，打球；晚上娱乐，没有；照点回家，恩爱。睡觉总是，美梦。
国内哥们：
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(2010-03-05 22:21:18)
'529'Plans:WhySoManyFlunkOutbyKarenBlumenthal
Thursday,March4,2010providedby
Afterpostingdismalresultsduringthemarketdownturn,operatorsof"529"college-savingsplanshavebeencuttingexpensesandaddinglower-riskinvestmentchoicesinhopesofmakingtheirplansmoreattractive.MorefromWSJ.com:
•TheFalseSecurityofPrepayingTuition
•TheStudentLoanEffect
•FiveReason...[阅读全文]
(2010-03-05 17:46:11)
IsFilingTaxesJointlyaGoodIdea?byKayBell
Friday,February12,2010Asamarriedcouple,youprobablysharealmosteverything.Butisthatsuchagoodideawhenitcomestofilingtaxes?Mostcouplesfiletheirreturnjointly,combiningincomesandsharingdeductions.Thattrendwillprobablycontinue,encouragedinlargepartbytax-lawchangesduringthelastfewyearstoeasethemarriagepenalty.Thisfilingphenomenontendedtoshowupwhenworkingspo...[阅读全文]
(2010-03-05 13:40:45)
Ifyougivepeoplealotofmoney,youmighthavetopayafederalgifttax.ButtheIRSalsoallowsyoutogiveupto$13,000in2009and2010toanynumberofpeople,everyyear,withoutfacinganygifttaxes,andwithouttherecipientowinganyincometaxonthegifts.
WhyitpaystounderstandthefederalgifttaxlawIfyougivepeoplealotofmoneyorproperty,youmighthavetopayafederalgifttax.Butmostgiftsarenotsubjecttothegifttax.Forinstance,youcangiveu...[阅读全文]
(2010-03-04 08:43:33)
Thisisthesecondpartofatwo-partseriesontheAlternativeMinimumTax.HerewecoverthevarioustaxpreferenceitemsthatincreasetheamountofAMTtaxableincome.WethenendwithadiscussionofhowtoavoidtheAMT.BeforeYouStartReadPartIinthisseries.Gatheryourrecordsoninterestreceivedandanydepreciationtakenduring2008.How-ToGuidesBuyingYourFirstHomeYourRetirementChecklistUsingCreditWiselyFinancingaNewCarViewmorehow-toguid...[阅读全文]
(2010-03-04 08:38:50)
TheAMTwasoriginallydevisedtohelppreventhighincomefilersfromavoidingtaxaltogetherthroughthecleveruseofvariousdeductions.TheAMTeffectivelytakesbacksomeofthetaxbreaksallowedforregulartaxpurposes.Theonlywaytoreallytellifyouare"caught"intheAMTistodetermineyourregulartaxliability,thenyourAMTliabilityandseewhichishigher.IntrueIRSspirit,thehigherliabilityistheoneyoupay.BeforeYouStartAssembleyourmater...[阅读全文]
(2010-03-03 21:16:35)
Pre-Tax401kContributionLimitsLet'stakeaquicklookattheindividualpre-taxcontributionlimitssetbytheIRSintherecentpastandoverthenextfewyears:2004-$13,0002005-$14,0002006-$15,0002007-$15,5002008-$15,5002009-$16,5002010-$16,5002011-$16,500plusanindexforinflation($500increments)Asthetableabovedemonstrates,in2011contributionlimitsthatapplyto401kplanswillbeindexedforinflation-atypeofcost-of-livinginde...[阅读全文]
