whenpurchasing
Owner'sPolicy: yes(一般由Seller付)
Lender'sPolicy: yes*(一般由Borrower付)
*注：现金买房则不需要
具体事宜，买主应与自己的经纪包括escrowagent做了解。
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美西游子
有财富未必有人生，有人生未必无财富。
博文
(2013-04-29 10:23:36)
whenpurchasing
Owner'sPolicy: yes(一般由Seller付)
Lender'sPolicy: yes*(一般由Borrower付)
*注：现金买房则不需要
具体事宜，买主应与自己的经纪包括escrowagent做了解。
[阅读全文]
(2013-04-29 08:18:15)
Ididn'tfollowpreviouspost. questionforyou.
whatisyourloanamt? that'sthekey.
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whatisyourloanamt? that'sthekey.
(2013-04-25 11:50:03)
新年第一贴，给大家拜年啦！（作揖）
首先，衷心感谢阳光、茶妹等之热心，举办了这么个别开生面的青葱颁奖晚会。不服不成D，半边天的威力岂止半边！
没想到，本人居然滥竽充数，榜上有名，好不荣光,谢谢大家鞭策哈。此时此刻，俺也很想念财娘、大丫、谷米还有冬里等投坛女前辈。
今天能记得BBY（不是BestBuy哟）的人大概为数不多了，时过境迁，往[阅读全文]
(2013-04-22 18:16:14)
(2013-04-15 15:05:08)
Ihatethis. whydopeopleneedtopaytofiletheirtaxes??
onlyafewhrsleftforCalifornianstocram. let'sgetoverthisduntingprocessASAP.
gotothefollowingifyoucould:
CalFile:
https://www.ftb.ca.gov/online/calfile/about.shtml?WT.mc_id=HP_Banner_CalFile&WT.svl=HCF1
or
ReadyReturn:
https://www.ft...[阅读全文]
(2013-04-15 12:06:57)
Thebasis=marketpriceX#ofsharesonyourpurchaseday.
Yourbasis=40*200=8000
e.g.youactuallypaidfor$10/shwhilemktpriceis$40.
youractualcost=200*10=2000
w-2income=(40-10)X200=6000,reportedinyourbox1ofw-2.inanotherword,6000isnotyourbasis.it's
yourW-2incomeearnedfromyourpurchasediscount.
yousolditlaterformorethan$40/shr,say$45/shr,yourproceedsis45*200=9000.
yourcapital...[阅读全文]
(2013-04-15 11:29:31)
nowyoulearnyourlessonthehardway:don'tcram,esp.e-filing!anythingcouldhappen.whoknows!
this"pending"happenstostatereturnoften,esp.thosestatesineastcoast.don'tknowwhy.
StateReturns
It'snotunusualforstatereturnstositin"Pending"statusforupto5days,sometimesevenlongerduringpeakfilingtimes(thecurrentrecordis19days).Inthemeantime,periodicallycheckitsstatusandvisitTurboT...[阅读全文]
(2013-04-14 23:46:04)
TheonlyPINthatwillworkthisyearistheElectronicFilingPINissuedbytheIRS.Ifyoutrytoreusethe5-digitPINyouusedtosignyourreturnlastyear,yourreturnwillgetrejected.
togetanewE-FilePINsimplyclickhere
[阅读全文]
(2013-04-13 00:52:41)
wherewouldyouliketolive/work/retire,弯曲orHouston?来源:美西游子于2013-04-0308:19:14[档案][博客][旧帖][转至博客][给我悄悄话]本文已被阅读：1162次字体：调大/调小/重置|加入书签|打印|所有跟帖|加跟贴|查看当前最热讨论主题|编辑|删除帖子归属：投资理财»股票»行业研究»金融管理»产业经济»市场营销»财经智库»财经人物»期货»黄金白银»房地产&[阅读全文]
(2013-04-10 13:44:36)
许多人认为，保守可以控制风险，以不变应万变。其实不然，变与不变，是相对的。当他人的口袋越来越鼓，你就越穷，这个不难理解。举个口袋缩水的简单例子，Fednowplans$943MforFHAbailout.areyouqualified?从这个意义上讲，少赚也是赔，踏空更痛苦。
风险控制的有效方法是保险，把退路想好了，投资起来会比较胸有成竹。当然，保险，是门大学问。
一点感语
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