Ithasbeenalittleover10yearssinceIfirstbegantoinvestinUSstockmarket.
Gotthefirstbarrelofgoldduringthe1st5years,lostquiteabitinbearmarketof2001-2002byholding100%hightechstocks.Recoveredsomelossesin2003,begantoreshuffletheholdingsinlate2003and2004todumpthehightechs,loadedslowlywithabagofconventionalstocks.Theportfolioshasbeenmakingnewhighssince2004.
Next10yeartargets:
1.Stockportfoliosgro...[
阅读全文]
Ithasbeenalittleover10yearssinceIfirstbegantoinvestinUSstockmarket.
Gotthefirstbarrelofgoldduringthe1st5years,lostquiteabitinbearmarketof2001-2002byholding100%hightechstocks.Recoveredsomelossesin2003,begantoreshuffletheholdingsinlate2003and2004todumpthehightechs,loadedslowlywithabagofconventionalstocks.Theportfolioshasbeenmakingnewhighssince2004.
Next10yeartargets:
1.Stockportfoliosgro...[
阅读全文]
股票是要炒的,否则是眼看着别人发财,自己着急。
房子是要买的,否则是眼看着别人发财,自己着急。
股票和房子都是要买的,买了好坐着顺风船,享受着生活,数着钞票。
。。。。
但是时机要对。
现在就是买股票的时候,尤其是房事疲软的现在和将来的几年。[
阅读全文]
Thehightechhasbeenabiglaggardinthepastfewyears.Russel2000hasbeenmakingalltimehighssince2004.DowJonesindexfinallybrokeoverits2000highandadvanced12%overitspriorhigh.S&P500istryingtoapproachitsMarch24,2000highof1557.TheNasdaq,however,isstillabout50%offitsMarch2000peak.
Justlookatthesectorslikesemichips(INTC,TXN,ADI,MXIM,LLTC,BRCM,MRVL,MU,etc.),semiequipments(AMAT,KLAC,LRCX...),networks(CSCO,JNPR,...[
阅读全文]
关于老杨“提前退休的计划”的看法
Inlaoyangdelp’soriginalandresponseposts,assumeshe(thoughtaHE,butitisaSHE)alreadyhas$2Minherportfolios,andherLG-selfwouldbeabletosupporttheirfamilyononeincomeforthenext20yearswithoutconsumingtheirinvestmentportfolios.
ThehistoricaldataforS&P500showedannualreturnsof10-11%for80,40,and20yearsperiodsince1926.20yearisalongtermscenarioforinvestment,averageannualr...[
阅读全文]
Peoplejustwonderhownicehousesaretheyfor$1M.
Sunnyvaleisnotthebestschooldistrict,whilePaloAltoprovidesthebestschools.Thinkwhatkindlifeyouwillhaveifyoujustboughtone$Mhouseinbayarea.
1.Sunnyvale,CA,94087.HeartofSiliconValley.
1071MANGOAV
Sunnyvale,CA94087
$999,000
ThisSingleFamilyResidencehasthefollowingfeatures:
MLS#:715618 ApproxAge:54Years ApproxSqFt:1466
AttachedSi...[
阅读全文]
“Howhighcanyoujump?”
ItwasatopicaboutREmarketonMercuryNewsinlate90s.Duetothered-hotREmarketinlate90sand2000,thebiddingwarswereun-avoidableamongmultioffersforoneSFH.Similarstorieswerealwaysheard,xxxbid$350Khigherthantheaskingprice,yyybid$280Khigher.Forsomeparticularhouses,20or30offersweremade;thehighestbiddergotthehouse.Thatwaswhythe“Jump”topicwasbroughtuponMercuryNews:thesellerssaid‘jump’...[
阅读全文]
Thisisaquestionmostpeoplewonder.Canwegetanannualizedreturninthenorthof10%forourlifefromnowon?Thequestionistough,soistheanswer.
Themarketisdynamic,itgoesupanddownfast.Foroneparticularperiod,themarketmightbeinnegativereturns,butforthelongruntheODDswillbeinfavorofpositivereturns.SOdon'tbetoopessimistictothemarketonceyougetnegativereturnsforsomeperiod.
LetuschecksomehistoricaldataonS&P500from1...[
阅读全文]
Idon'tthinkthereshouldbeanyargumentstodiscuss401Kisgoodornot.
Let'scalculatethisway:
1.Assumeyouare30yearsold,youneed30yearstoretireat60.Youarein40%taxbracket(fed+state).
2.Assume10%gaineachyear,3%inflation.
3.Assumeyouhave$1Minyour401kthisyear,or$600kcash(aftertax$$),butnotboth.
4.In30years,your401Kmoneywillgrowby1.10^30=17.45x.The3%inflationfactor1.03^30=2.43x.Soyourrealmoney...[
阅读全文]
TherearesomanytalksaboutREinvestmentonthisforum,thanksforthesharingofmanygloriousstoriesonsuccessfulREinvestmentshere.PerMiat42kindandpersuasivepostsoverpastweekendaboutthepotentialdownturnonRE,itmightbeabowlofcoldwateronsomehotheads.
IamlongtermbullishontheUSstockmarket.Ionlyinvestonstockmarket(exceptmyresidencehouse).BuyandholdabunchofstocksismybiggestenjoymentandhobbysinceIbegantoinvestinmi...[
阅读全文]