The Sun's Financial Diary
Personal experience of saving, investing, and living frugally.
博文
(2007-02-09 07:28:45)
Lifecyclefunds(ortarget-datefunds),aregainingpopularitythesedaysandbecomeanidealvehicleforretirementsavingsforpeoplewhodon’thavethetimeorknowledgetodotheirownresearchinselectingfundstobuildawelldiversifiedportfolio.Withlifecyclefunds,thebiggestadvantageisautomaticassetallocation.Byinvestinginalifecyclefund,whichisabasketoffundsthatcovereveryinvestmentstyle,youleavethejoboffindingtherightassetallo...[阅读全文]
(2007-02-06 14:23:37)
MyfirstgoldinvestmentwasmadefiveyearsagoonFebruary8th,2002,whenIopenedanaccountwithTocquevilleFundtobuy$1,000oftheirTocquevilleGoldFund(TGLDX).Atthattime,thesharepriceofTGLDXwas$18.05.Sincethen,IboughtTGLDXalmosteverymonthandhaveaccumulatedabout200sharesattheendoflastyear(Isold50sharesin2004).Duringthesameperiodoftime,pricesofspotgoldhasrisenfrom$287.40anounceonFebruary4,2002to$645.70onFebruary2...[阅读全文]
(2007-02-05 10:38:58)
RichardWidowsofTheStreet.comlastweekpublishedalistof10mostdiversifiedETFs.Thecriteriausedinthescreeningincludethefundhastohaveat2%exposurein12majorindustrycategories:basicmaterials,capitalgoods,communicationsservices,consumercyclicals,consumerstaples,energy,finance,healthcare,technology,transportation,utilitiesandmiscellaneous.The10ETFsthatpassedthetestare:
iSharesRussell2000(IWM)iSharesS&am...[阅读全文]
iSharesRussell2000(IWM)iSharesS&am...[阅读全文]
(2007-02-02 10:29:12)
Gotthisofferintheemailthismorning.
First,thegoodnewsisyoucangeta$100bonusifyouopenaCitie-Savingsaccountandfundtheaccountwith$5,000beforeMarch31,2007.
Clickhereforemore.
[阅读全文]
First,thegoodnewsisyoucangeta$100bonusifyouopenaCitie-Savingsaccountandfundtheaccountwith$5,000beforeMarch31,2007.
Clickhereforemore.
[阅读全文]
(2007-02-02 10:27:36)
Ihaveseenquitesomedebatesonwhetherapersonindebtshouldfocusonhighinterestdebtsfirstanddeferanyinvestinguntilallthedebtsarepaidoff,orthetwocanbeproceededsimultaneously.Dependingonthegoalsofsaving/investing,myargumentsfortakingthelatterapproachare:Forlong-termgoals,suchasretirementorkid'scollegetuition,thelengthofthedebtswillberelativelyshort;Asmallamount($50or$100)investedeverymonthfromnowcouldmeana...[阅读全文]
(2007-01-30 10:08:10)
Buy.comhasConnect3D2GBSecureDigitalCard[Buy.comaffiliatelink]forfreeafter$50mail-in-rebatewithfreeshipping.TherebateexpiresonFebruary28th.
Clickhereformore.[阅读全文]
Clickhereformore.[阅读全文]
(2007-01-29 12:29:33)
Here'salistofplacestopurchasetaxpreparationsoftwareIfoundontheinternet.Therearepromotionsfromtimetotime,butthebestdealrightnowseemstobefromStaples.Staples.comTaxCutPremiumFederal+State:$29.99Get$10StaplesGiftCheckGetMicrosoftMoneyDeluxe2007freeafter$40mail-in-rebateTurboTaxDeluxewithState2006:$44.99Get$10Staples/IntuitGiftCardGetQuicken2007BasicEditionforfreeafter$30easy-rebateIfyouuseonlinecoup...[阅读全文]
(2007-01-29 07:44:59)
HSBCishavingapromotionfromJanuary29toApril30foranynewmoneydepositedtoearnaninterestrateof6.0%APY.
Clickhereformore.[阅读全文]
(2007-01-29 07:38:29)
Yesterday,IreadanarticleonNewYorkTimeswiththetitle"AContrarianView:SaveLess,RetireWithEnough"[Registrationrequired].Withoutreadingthearticle,themessageseemedtobeveryclear:maybewearesavingmorethannecessary.Ifyouvisitanyofthebigmutualfundfirms'website,suchasVanguard,Fidelity,orT.R.Price,youwillfindthattheyallofferatool(oracalculator)toestimatehowmuchyouwillneedforretirement,basedon,forex...[阅读全文]
(2007-01-23 09:34:57)
SchickisgivingawayfreesamplesofSchickQuattroTitaniumRazor.Iparticipatedtheirpreviousgive-awayslastyearandreceivedtworazors.Toclaimyours,clickhere.Allyouneedtoprovideareyournameandaddress,plusdateofbirth.Itwilltake8to12weeksbeforeyoureceivethesample.ThefreeofferendsFebruary28,2007ifthere'senoughsupply.
Clickhereformore.[阅读全文]
Clickhereformore.[阅读全文]
