奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA- 4月26日星期四

SUMMARY：今天（4月26日星期四）开盘时的房贷利率价格和上个工作日相比基本持平.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.125	4.125
>$453K	4.750	4.125	4.750	------	4.000	------
Jumbo	4.625	4.625	------	------	4.375	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	------	------
>$453K	4.750	4.250	5.250	------	4.500	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	3.875	4.250	3.875	3.875	3.875
APR	4.505	3.920	4.315	3.940	3.921	3.931
>$453K	4.500	4.000	4.625	------	3.875	------
APR	4.549	4.066	4.669	------	3.912	------
Jumbo	4.500	4.250	------	------	4.000	4.000
APR	4.524	4.328	------	------	4.033	4.044
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	4.375	------	------
APR	4.913	4.477	4.756	4.521	------	------
******************************* MARYLAND ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.125	4.125
>$453K	4.750	4.750	------	------	4.375	4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	3.875	4.250	3.875	3.875	3.875
APR	4.475	3.869	4.274	3.866	3.892	3.902
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.498	4.284	------	------	4.009	4.019
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	4.375	------	------
APR	4.882	4.425	4.715	4.446	------	------
******************************* VIRGINIA ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.625	4.125	4.500	4.125	4.375	4.250
>$453K	4.875	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.875	3.875
APR	4.407	3.875	4.279	3.876	3.896	3.906
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.501	4.289	------	------	4.011	4.022
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	4.375	------	------
APR	4.875	4.431	4.721	4.456	------	------
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	------	------
>$453K	5.250	4.875	5.000	------	4.500	4.625
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	5.250	4.875	------	------	------	------
>$453K	5.250	4.875	5.000	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.750	4.250	3.750	3.875	3.875
APR	4.412	3.851	4.286	3.896	3.921	3.932
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.997	4.533	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
APR	4.810	4.440	4.691	4.469	------	------
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.375	4.625	4.375	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	------	4.750	------	------	------
>$453K	5.625	5.125	5.375	------	5.125	5.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.875	3.875
APR	4.421	3.900	4.299	3.911	3.920	3.930
>$453K	5.000	4.500	4.750	------	4.250	4.375
APR	4.998	4.534	4.747	------	4.253	4.378
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
APR	4.890	4.456	4.704	4.492	------	------
******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.250	4.500	4.250	------	------
>$453K	5.000	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	4.375	------	------
>$453K	5.375	4.875	5.125	------	4.625	4.625
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.375	3.875	4.250	3.875	3.875	3.875
APR	4.436	3.926	4.319	3.948	3.934	3.945
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.507	4.300	------	------	4.018	4.028
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.625	4.375	------	------
APR	4.905	4.483	4.725	4.530	------	------
******************************* WASHINGTON ******************************* (Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	4.000	4.375	4.000	4.125	4.125
>$453K	4.750	4.750	------	------	4.375	4.375
Jumbo	4.625	4.625	------	------	4.375	4.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.750	4.125	4.500	4.125	------	------
>$453K	5.125	4.625	4.875	------	4.375	4.500
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.500	3.875	4.250	3.875	3.875	3.875
APR	4.474	3.868	4.273	3.864	3.891	3.902
>$453K	4.500	4.250	------	------	4.000	4.000
APR	4.498	4.283	------	------	4.008	4.019
Jumbo	4.500	4.250	------	------	4.000	4.000
APR	4.493	4.275	------	------	4.003	4.014
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$453K	4.875	4.375	4.750	------	------	------
APR	4.882	4.424	4.715	------	------	------

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300