正文

奇虎贷款利率-CA, TX, MD, VA,FL- 03月20日星期一

(2017-03-20 10:46:30) 下一个

SUMMARY:今天(03月20日 星期一)开盘时的房贷利率价格和上个工作日相比降低
。目前重新贷款40万左右的利率,30年固定利率下降在4.125%,15年固定利率稳定在3.
375%,5/1 ARM下降至3.250%。购房贷款40万左右,30年固定的利率下降在4.000%,
15年固定利率稳定在3.250%,5/1 ARM降低至3.000%.

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.875 3.250 3.250 3.500
>$417K 4.250 3.500 4.125 3.375 3.750 3.750
Jumbo 4.375 3.875 4.500 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 4.000 3.375 3.500 3.750
>$417K 4.250 4.000 4.500 ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.125 3.000 3.375
APR 4.057 3.294 3.818 3.258 3.051 3.405
 
>$417K 4.125 3.375 4.000 3.250 3.625 3.750
APR 4.164 3.396 4.050 3.318 3.653 3.780
 
Jumbo 4.250 3.625 4.375 ------ 3.500 3.625
APR 4.257 3.684 4.398 ------ 3.540 3.658
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.450 3.750 4.250 3.625 3.875 4.000
APR 4.511 3.832 4.287 3.743 3.907 4.032
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.875 3.250 3.250 3.500
>$417K 4.375 4.000 4.500 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 4.000 3.375 3.500 3.750
>$417K 4.500 4.125 4.500 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.125 3.000 3.250
APR 4.028 3.244 3.775 3.143 3.019 3.276
 
>$417K 4.250 3.750 4.375 ------ 3.500 3.625
APR 4.253 3.743 4.362 ------ 3.516 3.634
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.450 3.750 4.250 3.625 3.875 3.990
APR 4.470 3.780 4.244 3.669 3.878 4.017
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.375 3.950 3.375 3.375 3.625
>$417K 4.500 4.250 4.625 ------ 4.000 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.625 4.125 3.500 3.625 3.875
>$417K 4.625 4.250 4.625 ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.125 3.000 3.250
APR 4.021 3.250 3.772 3.153 3.023 3.280
 
>$417K 4.250 3.750 4.375 ------ 3.500 3.625
APR 4.256 3.748 4.366 ------ 3.518 3.637
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 3.875 3.990
APR 4.407 3.787 4.240 3.679 3.882 4.021
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 4.125 3.375 3.500 3.750
>$417K 4.500 4.250 4.625 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.750 4.250 3.750 ------ 4.250
>$417K 4.625 4.375 4.625 ------ 4.000 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.125 3.000 3.375
APR 4.026 3.259 3.802 3.219 3.031 3.384
 
>$417K 4.250 3.750 4.375 ------ 3.500 3.625
APR 4.254 3.744 4.366 ------ 3.514 3.633
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.625 4.250 3.500 3.875 4.000
APR 4.412 3.726 4.272 3.645 3.894 4.042
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.625 4.250 3.500 4.375 4.250
>$417K 4.625 4.625 4.875 ------ 4.250 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 4.750 4.625
>$417K 4.750 4.625 4.875 ------ 4.375 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 3.000 3.375
APR 4.035 3.274 3.884 3.212 3.050 3.403
 
>$417K 4.250 3.750 4.375 ------ 3.500 3.625
APR 4.257 3.749 4.366 ------ 3.519 3.637
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.625 3.875 4.000
APR 4.421 3.811 4.296 3.714 3.924 4.049

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

[ 打印 ]
阅读 ()评论 (0)
评论
目前还没有任何评论
登录后才可评论.