博文
租的SFH被房东收回, 该买房吗?
(2009-01-19 13:06:37)
我人在SFBAYAREA,在这家租了将近三年,房租比市价大概低了有200.房东太太的女儿要回BA工作,所以收了回去.
老大在念私校,所以租房的学区不是一个CONCERN.老二还在PRE　ＳＣＨＯＯＬ，　无论如何都要念私立的．手上倒是也有DOWNPAY买房子的钱.也实在厌烦了搬家，　本以为可以住到买自己的房子，　半路出了这码子事．　
离搬出去还有两个月，按理也可以买得到房子．　可是[阅读全文]
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The Next Round is Option A
(2008-12-24 00:21:20)
假如你买了100万的房子，　首期只有５Ｗ，　借了９５Ｗ．
WhenARMisreset,howeverthemarketisdown,say20%.Nowyourhouseisonlyworth80W.Thebankonlywantstolendout80%ofthehousevalue,thatis64W.unlessyoupaythe31Wdifferenceindownpay,it\'sveryhardtogetarefi.
IthinkthiscouldbeapotentialbigproblemfortheCaliforniaBayArea,becausemanypeoplearealreadymaxedoutwhentheypaythedownpay,andthehugehousepriceasksalotofc...[阅读全文]
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why time passes by so fast
(2007-02-19 12:00:25)
Iamsittinginmycubic,thegoodthingofthatoneisithasawindowfacingthestreet.Everyday,Iseepeoplemovingaround,inwhatevermanner:fast,slow,hurry,relaxed.Iamdoingsomegoodthingsthesedays:afterworkinginonegroupatonecompanyforcloseto7years,Istartedtoreadsometechnicalbooks.Sigh,forgetitamoment.Ihaveaheadache.



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sometimes I feel like being a loser
(2007-02-01 16:29:33)
Todayit’salmostthefirstdaythatIcamebackfromlongmaternityleaveandvacation.Well,Ihavetosayit’snotagoodday.Ifeelsosad.Ialmostalwayshavetofacearealitycheckandacheckthatmakesmefeelsobadaboutmyself.Ifeelsomuchlikealoser,notgoodonanything.Itseemsthatmycareerisabigbadmess,thatmyfinancialstatusisabigbadmess,althoughIcanreallyenjoymytwoboys,andtheyseemtobetheonlythingsenjoyableinmylife.Howcome?Ineverclaim...[阅读全文]
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亲亲宝贝1 – Be careful of your wish
(2007-01-20 22:57:21)
西方有句谚语“Becarefulofyourwish,youmaygetit”.怀孕前在lab工作,同事James是个老美.每天盯着示波器,不停地换主板,换芯片,换probe,心中期盼波形闪烁,口中念念有词:Work,pleasework!这时候,James总是说这句话.我偶尔会回一句,“Ireallywantit!”他会莞尔一笑,“Well,becareful!”这次怀孕生老二,对这句话深有感触.大约3周孕期的时候,极度馋甜食.一日饭后,打开糖果盒,从琳琅满目的巧克力中挑一块最[阅读全文]
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没有梧桐树, 也要写日记
(2006-12-31 20:52:57)
高中时候,窗前的梧桐树正是旺盛.春天有新牙,也有毛毛虫,夏天却是亭亭如盖,遮得住炎炎烈日.暑假的时候,每天午睡醒来,就半躺在汗煮得发黄的藤椅上,读.那样的日子,现在想来,真是一生中的快乐时光.
高中三年,日记整整写了三年.大学四年,也写了一些.念研究生时候,开始断断续续.及至出国,便彻底断了.今天写新年愿望，索性就注册了博客．想起少年时代的日记，就取名叫梧轩[阅读全文]
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