马虎活得糊糊涂涂，糊涂做事马马虎虎
难得糊涂。望能帮助大家解答投资理财的问题。使大家在投资理财的过程中， 不马马虎虎以及不糊糊涂涂被人忽悠, 尽快实现财务自由。
Most of us have very good jobs. Overall Asian is the highest income group among White, Black and Hispanic. Among the Asians, we are the second highest group which means that we are the second highest income group in the nation. Thus, we should live like the second highest income group, but we don't. We live very frugal and behave like poor people. I don't mean all Chinese, but quite few of us.
We like food. Where there is food, there are Chinese. Our clothes smell because we cook Chinese food at home and the oil needs to be heated before we put the material into the wok. We become fat and big like the poor people. The body weight should be inverse to the income.
We worry about jobs and retirement. We save, but don't spend enough. If a white or a black person has $2M, he/she will live like a person with $10M, for a Chinese to behave like that, he/she needs $20M. 保持光荣革命传统 is not a bad concept, but reality, you need to behave according to your socioeconomic status.
Let's spend some money on our haircuts and on our clothes to make us presentable. Don't feed ourselves and our kids too much food, this is America, there is no such thing called 'not enough nutrition'. Exercise more and be healthy!
Life is short, live it!
西方文化讲究“今朝有酒今朝醉”，这是鼓励透支生活的理念和方式。当然，万一过度high，挂了，还有天堂可以继续享受。