短评:今天(2月18日星期五)的利率和昨天相比,小于41万7的购房贷款中30年固定的利率没变,但15年固定及5/1 ARM的利率稍涨。 |
| | | | | | |
********************** CALIFORNIA ********************** |
| | | | | | |
REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.000 | 4.375 | 4.875 | 4.250 | 3.875 | 4.250 |
<=$729K | 5.250 | 4.500 | | | 4.250 | |
| | | | | | |
REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.125 | 4.375 | 5.000 | 4.250 | 4.125 | |
<=$729K | | | | | | |
| | | | | | |
PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.875 | 4.125 | 3.125 | 3.500 |
APR: | 4.986 | 4.439 | 5.027 | 4.397 | 3.225 | 3.603 |
| | | | | | |
<=$729K | 5.125 | 4.375 | | | 3.625 | |
APR: | 5.217 | 4.531 | | | 3.710 | |
| | | | | | |
PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.250 | 4.625 | 5.125 | 4.500 | | |
APR: | 5.364 | 4.816 | 5.278 | 4.774 | | |
| | | | | | |
********************** MARYLAND ********************** |
| | | | | | |
REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.000 | 4.375 | 4.875 | 4.250 | 4.000 | |
>$417K | 5.250 | 4.500 | | | 4.250 | |
| | | | | | |
REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.125 | 4.375 | 5.000 | 4.250 | 4.250 | |
>$417K | | | | | | |
| | | | | | |
PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.125 | 3.125 | 3.500 |
APR: | 4.986 | 4.439 | 4.901 | 4.397 | 3.225 | 3.603 |
| | | | | | |
>$417K | 5.125 | 4.375 | | | 3.750 | |
APR: | 5.217 | 4.531 | | | 3.835 | |
| | | | | | |
PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.250 | 4.500 | 5.125 | 4.375 | | |
APR: | 5.364 | 4.691 | 5.278 | 4.648 | | |
| | | | | | |
********************** VIRGINIA ********************** |
| | | | | | |
REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.000 | 4.375 | 4.875 | 4.250 | 4.000 | |
>$417K | 5.250 | 4.500 | | | | |
| | | | | | |
REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.125 | 4.375 | 4.875 | 4.250 | 4.250 | |
>$417K | | | | | | |
| | | | | | |
PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.125 | 3.125 | 3.500 |
APR: | 4.986 | 4.439 | 4.901 | 4.397 | 3.225 | 3.603 |
| | | | | | |
>$417K | 5.125 | 4.375 | | | 3.750 | |
APR: | 5.217 | 4.531 | | | 3.835 | |
| | | | | | |
PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 5.250 | 4.500 | 5.125 | 4.375 | | |
APR: | 5.364 | 4.691 | 5.278 | 4.648 | | |
| | | | | | |
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV): - <=80% for Primary Residence Conforming Purchase & Refinance; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase; - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. |
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。 |