短评:今天(1月11日星期二)30年固定的贷款利率又涨回到4.75%。购房贷款ARM的利率仍然保持较低的水平! |
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*********************** CALIFORNIA *********************** |
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REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.750 | 4.250 | 4.750 | 4.125 | 3.750 | 4.000 |
<=$729K | 4.875 | 4.375 | | | 4.000 | |
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REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.125 | 4.000 | 4.250 |
<=$729K | | | | | | |
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PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.750 | 4.000 | 4.500 | 3.875 | 2.875 | 3.125 |
APR: | 4.860 | 4.188 | 4.649 | 4.146 | 2.974 | 3.225 |
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<=$729K | 4.875 | 4.250 | | | 3.375 | |
APR: | 4.966 | 4.405 | | | 3.458 | |
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PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.375 | 4.875 | 4.250 | | |
APR: | 4.986 | 4.565 | 5.027 | 4.523 | | |
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*********************** MARYLAND *********************** |
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REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.750 | 4.125 | 4.750 | 4.000 | 3.625 | 3.875 |
>$417K | 4.875 | 4.375 | | | 4.000 | |
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REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.125 | | |
>$417K | | | | | | |
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PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.625 | 4.000 | 4.500 | 3.875 | 2.875 | 3.125 |
APR: | 4.735 | 4.188 | 4.649 | 4.146 | 2.974 | 3.225 |
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>$417K | 4.750 | 4.250 | | | 3.375 | |
APR: | 4.840 | 4.405 | | | 3.458 | |
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PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.375 | 4.750 | 4.250 | | |
APR: | 4.986 | 4.565 | 4.901 | 4.523 | | |
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*********************** VIRGINIA *********************** |
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REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.750 | 4.125 | 4.750 | 4.000 | 3.750 | 4.000 |
>$417K | 4.875 | 4.250 | | | 4.000 | |
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REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.125 | | |
>$417K | | | | | | |
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PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.625 | 4.000 | 4.500 | 3.750 | 2.875 | 3.125 |
APR: | 4.735 | 4.188 | 4.649 | 4.020 | 2.974 | 3.225 |
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>$417K | 4.750 | 4.125 | | | 3.375 | |
APR: | 4.840 | 4.280 | | | 3.458 | |
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PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$417K | 4.875 | 4.250 | 4.750 | 4.250 | | |
APR: | 4.986 | 4.439 | 4.901 | 4.523 | | |
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Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV): - <=80% for Primary Residence Conforming Purchase & Refinance; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase; - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. |
注:以上凡是没有表明利率的loan program,意味着我们没法提供No Point的贷款。如果您想要知道该program的利率,请和我们联系查询。我们的联系方式可通过点击我们的User ID来得到。 |
**************************************************** 我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率,请电866-269-9847或发email至info@circlesquaremortgage.com。 |