个人资料
正文

奇虎贷款利率-CA, TX, MD, VA,FL- 07月18日星期二

(2017-07-18 14:51:50) 下一个

SUMMARY:今天(07月18日 星期二)开盘时的房贷利率价格和上个工作日相比持平。目
前重新贷款40万左右的利率,30年固定利率稳定在3.95%,15年固定利率稳定在3.
25%,5/1 ARM稳定在3.250%。购房贷款40万左右,30年固定的利率稳定在3.875%,
15年固定利率稳定在3.000%,5/1 ARM稳定在3.125%.

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.750 3.125 3.375 3.625
>$417K 4.000 3.250 3.875 3.250 3.500 3.500
Jumbo 4.000 3.625 4.375 ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.375 3.875 3.250 3.625 3.875
>$417K 4.125 3.750 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.800 2.990 3.625 2.875 3.125 3.375
APR 3.842 3.085 3.641 3.002 3.170 3.406
 
>$417K 3.875 3.125 3.750 3.125 3.125 3.250
APR 3.905 3.189 3.770 3.210 3.171 3.290
 
Jumbo 3.875 3.375 4.250 ------ 3.250 3.375
APR 3.910 3.445 4.276 ------ 3.290 3.399
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.200 3.500 4.000 3.625 3.500 3.750
APR 4.254 3.595 4.067 3.733 3.537 3.787
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.250 3.625 3.125 3.375 3.625
>$417K 4.000 3.750 4.375 ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.375 3.875 3.250 3.625 3.750
>$417K 4.125 3.750 4.375 ------ 3.625 3.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.625 2.875 3.125 3.250
APR 3.776 3.017 3.599 2.929 3.138 3.275
 
>$417K 3.875 3.500 4.250 ------ 3.375 3.375
APR 3.886 3.506 4.242 ------ 3.376 3.375
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.200 3.500 3.950 3.625 3.500 3.750
APR 4.215 3.525 3.990 3.660 3.509 3.759
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.750 3.250 3.500 3.625
>$417K 4.250 3.875 4.500 ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.875 3.250 3.750 3.875
>$417K 4.250 4.000 4.500 ------ 3.750 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.500 2.875 3.125 3.250
APR 3.779 3.024 3.534 2.913 3.142 3.279
 
>$417K 3.875 3.500 4.250 ------ 3.375 3.375
APR 3.889 3.511 4.246 ------ 3.378 3.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.200 3.500 3.950 3.500 3.500 3.750
APR 4.219 3.532 3.987 3.572 3.512 3.763
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.875 3.250 3.625 3.875
>$417K 4.250 3.875 4.500 ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 3.950 3.625 ------ 4.375
>$417K 4.250 4.000 4.500 ------ 3.750 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.800 2.990 3.500 3.000 3.125 3.375
APR 3.843 3.088 3.565 3.078 3.152 3.400
 
>$417K 3.875 3.500 4.250 ------ 3.375 3.375
APR 3.885 3.507 4.247 ------ 3.374 3.374
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.200 3.500 3.950 3.625 3.500 3.750
APR 4.256 3.597 4.025 3.745 3.557 3.808
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.625 4.000 3.625 ------ 4.125
>$417K 4.375 4.375 4.875 ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.250 3.750 ------ ------
>$417K 4.500 4.375 4.875 ------ 4.000 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.800 2.990 3.625 3.000 3.125 3.375
APR 3.849 3.098 3.654 3.095 3.171 3.414
 
>$417K 3.875 3.500 4.250 ------ 3.375 3.375
APR 3.889 3.512 4.247 ------ 3.379 3.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.200 3.500 4.000 3.625 3.500 3.750
APR 4.262 3.608 4.074 3.761 3.558 3.809

Please note that the rates are subject to mid-day changes. This is 
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

[ 打印 ]
阅读 ()评论 (0)
评论
目前还没有任何评论
登录后才可评论.