天高云低，路遥雨细。
不要以为退休问题对于我们来说还很远，及早规划、按步行动，让自己45岁前退休。
为什么我们需要改变？也来说说大选中大家比较关心的话题：4 平权/种族平等
讲到平权，大家先来了解一下显性歧视行为（Hate Crimes）的一些数字：2008-2012
| Hate Crimes in the USA (2008-2012) by Population Group | ||||||
|---|---|---|---|---|---|---|
| Population Group | Estimated Population | Total Hate Crimes Against (2008-2012) | Rate (per 100,000 people) | Violent Hate Crimes Against | Rate (per 100,000 people) | |
| 5,248,674 | 4,457 | 84.9 | 411 | 7.8 | ||
| 9,000,000 | 7,231 | 66.9 | 3,849 | 35.6 | ||
| 1,852,473 | 761 | 41.1 | 258 | 13.9 | ||
| 38,929,319 | 13,411 | 34.4 | 4,356 | 11.2 | ||
| 2,932,248 | 364 | 12.4 | 161 | 5.5 | ||
| 50,477,594 | 3,064 | 6.1 | 1,482 | 2.9 | ||
| 15,214,265 | 798 | 5.2 | 276 | 1.8 | ||
| 223,553,265 | 3,459 | 1.5 | 1,614 | 0.7 | ||
| 67,924,018 | 338 | 0.5 | 32 | 0.0 | ||
| 17,598,496 | 47 | 0.3 | 5 | 0.0 | ||
| 148,197,858 | 229 | 0.2 | 17 | 0.0 | ||
| 297,939,444 | 118 | 0.0 | 42 | 0.0 | ||
The majority of victims of violent hate crime in 2003-2011 were Jewish (65%), followed by Hispanic (15%), and African American (13%), however, the rate of violent hate crime victimization was similar for all three groups.
在2008-2012 年的5年里面，美国发生记录在案的歧视案共34，277起，大概每年6，850起。而涉及暴力的歧视案5年内共发生12，503起，每年约2，500起。换句话说在这5年里面，有0.25%的人在美国被判决有Hate crime, 而同期被判决有violent hate crime 的人有0.08%。这些都可以在FBI的网站查到。一下是FBI 公布的2011 hate crime offenders by race:
By race
In 2011, the races of the 5,731 known hate crime offenders were as follows:
- 59.0 percent were white.
- 20.9 percent were black.
- 7.1 percent were groups made up of individuals of various races (multiple races, group).
- 1.4 percent were Asian/Pacific Islander.
- 0.8 percent were American Indian/Alaskan Native.
- 10.8 percent were unknown.
歧视甚至暴力在美国按种族分集中发生针对犹太人、西语籍、黑人身上，按信仰分主要发生在穆斯林当中而按性取向分就只有LGBT最为明显。
在众多被歧视的特定人群中，最近大家讨论最多的不是个案最多的犹太人或LGBT，而是黑人与穆斯林。让我们看看这两个特定人群的一些数据：
| 2010. Inmates in adult facilities, by race and ethnicity. Jails, and state and federal prisons.[39] | |||
| Race, ethnicity | % of US population | % of U.S. | National incarceration rate |
| White (non-Hispanic) | 64 | 39 | 450 per 100,000 |
| Hispanic | 16 | 19 | 831 per 100,000 |
| Black | 13 | 40 | 2,306 per 100,000 |
黑人占美国人口约13%，而在被监禁人口中占4成，是所有人种中最高的。而在2015年中约有6000名黑人死于黑人的手中，占总数的93%；另一方面死于警察手中的黑人数量为258人。 2013年的统计黑人涉及全年约38%的谋杀案，约29.1%的仇恨案。
黑人社区的罪案问题有多突出，从以上的数据中大家一目了然。为什么不正视其问题的根源：家庭、教育、社区资源等，反而出现BLM等支持违法、抗法甚至组织暴乱的种族主义行为! 而身为O8M身为民选总统，而自己也来自于黑人种群还要为这些行为进行背书。
极端穆斯林的行径：以下是自9/11 以来伊斯兰恐怖份子在美国制造的袭击及伤亡报告：
| Date | Country | City | Killed | Injured | Description |
| 2001.09.11 | USA | New York, NY | 2752 | 251 | Islamic hijackers steer two planes packed with fuel and passengers into the World Trade Center, killing hundreds on impact and eventually killing thousands when the towers collapsed. At least 200 are seriously injured. |
| 2001.09.11 | USA | Washington, DC | 184 | 53 | Nearly 200 people are killed when Islamic hijackers steer a plane full of people into the Pentagon. |
| 2001.09.11 | USA | Shanksville, PA | 40 | 0 | Forty passengers are killed after Islamic radicals hijack the plane in an attempt to steer it into the U.S. Capitol building. |
| 2002.03.19 | USA | Tuscon, AZ | 1 | 0 | A 60-year-old man is gunned down by Muslim snipers on a golf course. |
| 2002.05.27 | USA | Denton, TX | 1 | 0 | Muslim snipers kill a man as he works in his yard. |
| 2002.07.04 | USA | Los Angeles, CA | 2 | 0 | Muslim man pulls out a gun at the counter of an Israeli airline and kills two people. |
| 2002.09.21 | USA | Atlanta, GA | 1 | 0 | Muslim terrorists gun down an employee at a liquor store. |
| 2002.09.21 | USA | Montgomery, AL | 1 | 1 | Muslim snipers shoot two women, killing one. |
| 2002.09.23 | USA | Baton Rouge, LA | 1 | 0 | A Korean mother is shot in the back by Muslim snipers. |
| 2002.10.02 | USA | Wheaton, MD | 1 | 0 | Muslim snipers gun down a program analyst in a store parking lot. |
| 2002.10.03 | USA | Montgomery County, MD | 5 | 0 | Muslim snipers kill three men and two women in separate attacks over a 15-hour period. |
| 2002.10.09 | USA | Manassas, VA | 1 | 1 | A man is killed by Muslim snipers while pumping gas two days after a 13-year-old is wounded by the same team. |
| 2002.10.11 | USA | Fredericksburg, VA | 1 | 0 | Another man is killed by Muslim snipers while pumping gas. |
| 2002.10.14 | USA | Arlington, VA | 1 | 0 | A woman is killed by Muslim snipers in a Home Depot parking lot. |
| 2002.10.22 | USA | Aspen Hill, MD | 1 | 0 | A bus driver is killed by Muslim snipers. |
| 2003.08.06 | USA | Houston, TX | 1 | 0 | After undergoing a 'religious revival', a Saudi college student slashes the throat of a Jewish student with a 4" butterfly knife, nearly decapitating the young man. |
| 2004.04.15 | USA | Scottsville, NY | 1 | 2 | In an honor killing, a Muslim father kills his wife and attacks his two daughters with a knife and hammer because he feared that they had been sexually molested. |
| 2006.06.16 | USA | Baltimore, MD | 1 | 0 | A 62-year-old Jewish moviegoer is shot to death by a Muslim medical student in an unprovoked terror attack. |
| 2006.06.25 | USA | Denver, CO | 1 | 5 | Saying that it was 'Allah's choice', a Muslim shoots four of his co-workers and a police officer. |
| 2006.07.28 | USA | Seattle, WA | 1 | 5 | An 'angry' Muslim-American uses a young girl as hostage to enter a local Jewish center, where he shoots six women, one of whom dies. |
| 2008.01.01 | USA | Irving, TX | 2 | 0 | A Muslim immigrant shoots his two daughters to death on concerns about their 'Western' lifestyle. |
| 2008.07.06 | USA | Jonesboro, GA | 1 | 0 | A devout Muslim strangles his 25-year-old daughter in an honor killing. |
| 2009.02.12 | USA | Buffalo, NY | 1 | 0 | The founder of a Muslim TV station beheads his wife in the hallway for seeking a divorce. |
| 2009.04.12 | USA | Phoenix, AZ | 2 | 0 | A man shoots his brother-in-law and another man to death after finding out that they visited a strip club, in contradiction to Islamic values. |
| 2009.06.01 | USA | Little Rock, AR | 1 | 1 | A Muslim shoots a local soldier to death inside a recruiting center explicitly in the name of Allah. |
| 2009.11.02 | USA | Glendale, AZ | 1 | 1 | A woman dies from injuries suffered when her father runs her down with a car for being too 'Westernized.' (10-20-09) |
| 2009.11.05 | USA | Ft. Hood, TX | 13 | 31 | A Muslim psychiatrist guns down thirteen unarmed soldiers while yelling praises to Allah. |
| 2009.12.04 | USA | Binghamton, NY | 1 | 0 | A non-Muslim Islamic studies professor is stabbed to death by a Muslim grad student in revenge for 'persecuted' Muslims. |
| 2010.04.14 | USA | Marquette Park, IL | 5 | 2 | After quarrelling with his wife over Islamic dress, a Muslim convert shoots his family members to 'take them back to Allah' and out of the 'world of sinners'. |
| 2011.04.30 | USA | Warren, MI | 1 | 0 | A 20-year-old woman is shot in the head by her stepfather for not adhering to Islamic practices. |
| 2011.09.11 | USA | Waltham, MA | 3 | 0 | Three Jewish men have their throats slashed by Muslim terrorists. |
| 2012.01.15 | USA | Houston, TX | 1 | 0 | A 30-year-old Christian convert is shot to death by a devout Muslim for helping to convert his daughter. |
| 2012.11.12 | USA | Houston, TX | 1 | 0 | A 28-year-old American man is shot to death by a conservative Muslim over an alleged role in converting a woman to Christianity. |
| 2013.02.07 | USA | Buena Vista, NJ | 2 | 0 | A Muslim targets and beheads two Christian Coptic immigrants. |
| 2013.03.24 | USA | Ashtabula, OH | 1 | 0 | A Muslim convert walks into a church service with a Quran and guns down his Christian father while praising Allah. |
| 2013.04.15 | USA | Boston, MA | 3 | 264 | Foreign-born Muslims describing themselves as 'very religious' detonate two bombs packed with ball bearings at the Boston Marathon, killing three people and causing several more to lose limbs. |
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| 2013.04.19 | USA | Boston, MA | 1 | 1 | Jihadists gun down a university police officer sitting in his car. |
| 2013.08.04 | USA | Richmond, CA | 1 | 0 | A convert "on a mission from Allah" stabs a store clerk to death. |
| 2014.03.06 | USA | Port Bolivar, TX | 2 | 0 | A Muslim man shoots his lesbian daughter and her lover to death and leaves a copy of the Quran open to a page condemning homosexuality. |
| 2014.04.27 | USA | Skyway, WA | 1 | 0 | A 30-year-old man is murdered by a Muslim fanatic. |
| 2014.06.01 | USA | Seattle, WA | 2 | 0 | Two homosexuals are murdered by an Islamic extremist. |
| 2014.06.25 | USA | West Orange, NJ | 1 | 0 | A 19-year-old college student is shot to death 'in revenge' for Muslim deaths overseas. |
| 2014.09.25 | USA | Moore, OK | 1 | 1 | A Sharia advocate beheads a woman after calling for Islamic terror and posting an Islamist beheading photo. |
| 2014.12.18 | USA | Morganton, NC | 1 | 0 | A 74-year-old man is shot several times in the head by a 'radicalized' ISIS supporter. |
| 2015.07.16 | USA | Chattanooga, TN | 5 | 2 | A 'devout Muslim' stages a suicide attack on a recruiting center at a strip mall and a naval center which leaves five dead. |
| 2015.12.02 | USA | San Bernardino, CA | 14 | 17 | A 'very religious' Muslim shoots up a Christmas party with his wife, leaving fourteen dead. |
| 2016.06.13 | USA | Orlando, FL | 49 | 53 | An Islamic extremist massacres forty-nine people at a gay nightclub. |
这系列的事件还未包括最近在新泽西和华盛顿州发生的袭击。 如果这么多的案件都不能说明一些问题，我不知道还有什么能唤醒美国人? 就像以往在“国家安全/难民问题” 的博文里提到的: 经历这15年来的战火，中东及中亚地区已经乱成一锅粥，百万计的平民和军人因为这些战争死亡。数百万计的难民流离失所，失去亲人，失去家园。他们和他们的下一代心中的怨恨是不可言喻的。这些仇恨恨容易被恐怖主义者和宗族主义者利用，他们作为“沉睡者”可以迅间被唤醒，成为独狼发动袭击。这也是恐怖事件频频在欧美各国发生的主要原因。
美国人背负了额外3倍于15年前的债务，话费了数以千亿的金钱进行了反恐战争、救赎了玩坏美国金融的数家金融机构，而我们自己得到了什么？我们可以大胆设想一下，这些资源和金钱用于建设民生、教育、社会基础建设，美国将会是何等一番景象。在资源充足的环境下，平权就自然很容易产生了。所有的政治问题都是经济问题的集中表现。
