SUMMARY:今天(09月21日 星期四)开盘时的房贷利率价格和上个工作日相比稍微持平.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
4.000 |
3.250 |
3.875 |
3.250 |
3.625 |
3.625 |
Jumbo |
4.000 |
3.625 |
4.250 |
------ |
3.500 |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.950 |
3.250 |
3.750 |
3.250 |
3.750 |
3.875 |
>$424K |
4.125 |
3.750 |
4.250 |
------ |
3.625 |
3.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
3.000 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.765 |
3.044 |
3.575 |
2.991 |
3.043 |
3.294 |
|
>$424K |
3.875 |
3.125 |
3.750 |
3.250 |
3.375 |
3.500 |
APR |
3.908 |
3.205 |
3.785 |
3.197 |
3.411 |
3.521 |
|
Jumbo |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.877 |
3.569 |
4.151 |
------ |
3.289 |
3.407 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
3.875 |
3.500 |
3.500 |
3.625 |
APR |
4.150 |
3.563 |
3.953 |
3.591 |
3.537 |
3.662 |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
4.125 |
3.750 |
4.250 |
------ |
3.500 |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.950 |
3.250 |
3.750 |
3.250 |
3.625 |
3.750 |
>$424K |
4.125 |
3.750 |
4.250 |
------ |
3.625 |
3.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
2.990 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.736 |
3.045 |
3.515 |
2.918 |
3.016 |
3.266 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.853 |
3.533 |
4.117 |
------ |
3.266 |
3.383 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
3.875 |
3.500 |
3.500 |
3.625 |
APR |
4.121 |
3.512 |
3.913 |
3.517 |
3.509 |
3.634 |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.125 |
3.625 |
3.750 |
>$424K |
4.125 |
3.875 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.875 |
3.875 |
>$424K |
4.500 |
4.125 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
2.990 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.730 |
3.051 |
3.520 |
2.928 |
3.020 |
3.270 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.855 |
3.538 |
4.121 |
------ |
3.268 |
3.386 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
3.875 |
3.500 |
3.500 |
3.625 |
APR |
4.115 |
3.519 |
3.918 |
3.527 |
3.512 |
3.637 |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.250 |
3.750 |
4.000 |
>$424K |
4.500 |
4.125 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.625 |
3.950 |
3.625 |
------ |
4.500 |
>$424K |
4.625 |
4.125 |
4.375 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.671 |
2.955 |
3.549 |
2.940 |
3.044 |
3.295 |
|
>$424K |
4.000 |
3.625 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.977 |
3.620 |
4.122 |
------ |
3.265 |
3.382 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.047 |
3.457 |
3.925 |
3.493 |
3.557 |
3.683 |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
------ |
4.500 |
>$424K |
5.000 |
4.375 |
4.750 |
------ |
4.375 |
4.250 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.625 |
4.000 |
3.625 |
------ |
------ |
>$424K |
5.000 |
4.375 |
4.750 |
------ |
4.375 |
4.250 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.679 |
2.971 |
3.555 |
2.962 |
3.043 |
3.293 |
|
>$424K |
4.000 |
3.625 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.981 |
3.629 |
4.122 |
------ |
3.269 |
3.386 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.056 |
3.472 |
3.937 |
3.516 |
3.558 |
3.683 |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.250 |
3.750 |
3.250 |
3.875 |
4.125 |
>$424K |
4.250 |
3.875 |
4.500 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
3.875 |
3.500 |
4.250 |
4.500 |
>$424K |
4.625 |
4.125 |
4.500 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.694 |
2.996 |
3.575 |
2.999 |
3.056 |
3.307 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.862 |
3.549 |
4.130 |
------ |
3.275 |
3.392 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
4.000 |
3.375 |
3.500 |
3.625 |
APR |
4.070 |
3.498 |
4.045 |
3.553 |
3.572 |
3.698 |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
4.125 |
3.750 |
4.250 |
------ |
3.500 |
3.500 |
Jumbo |
4.000 |
3.625 |
4.250 |
------ |
3.375 |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.250 |
3.625 |
3.750 |
>$424K |
4.125 |
3.750 |
4.250 |
------ |
3.625 |
3.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
2.990 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.743 |
3.044 |
3.508 |
2.917 |
3.016 |
3.266 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.852 |
3.533 |
4.117 |
------ |
3.266 |
3.383 |
|
Jumbo |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.250 |
APR |
3.848 |
3.516 |
4.109 |
------ |
3.241 |
3.263 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
3.875 |
3.500 |
4.250 |
3.625 |
APR |
4.141 |
3.511 |
3.912 |
3.516 |
4.268 |
3.633 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款NMLS ID: 1169300
|