SUMMARY:今天(09月19日 星期二)开盘时的房贷利率价格和上个工作日相比稍微持平.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
3.990 |
3.250 |
3.875 |
------ |
3.625 |
3.750 |
Jumbo |
3.875 |
3.625 |
4.250 |
------ |
3.375 |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.125 |
3.750 |
3.875 |
>$424K |
4.375 |
3.750 |
4.250 |
------ |
3.625 |
3.750 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.680 |
2.973 |
3.549 |
2.965 |
3.043 |
3.294 |
|
>$424K |
3.800 |
3.125 |
3.750 |
------ |
3.375 |
3.500 |
APR |
3.846 |
3.194 |
3.811 |
------ |
3.410 |
3.534 |
|
Jumbo |
3.750 |
3.375 |
4.125 |
------ |
3.250 |
3.250 |
APR |
3.776 |
3.422 |
4.151 |
------ |
3.270 |
3.283 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.140 |
3.474 |
3.939 |
3.519 |
3.537 |
3.662 |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
4.000 |
3.625 |
4.250 |
------ |
3.625 |
3.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.125 |
3.625 |
3.750 |
>$424K |
4.000 |
3.750 |
4.250 |
------ |
3.625 |
3.750 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.652 |
2.923 |
3.499 |
2.892 |
3.016 |
3.266 |
|
>$424K |
3.750 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.769 |
3.486 |
4.117 |
------ |
3.266 |
3.376 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.111 |
3.423 |
3.899 |
3.445 |
3.509 |
3.634 |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.125 |
3.625 |
3.125 |
3.750 |
3.750 |
>$424K |
4.125 |
3.875 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.950 |
3.250 |
3.750 |
3.250 |
3.875 |
3.875 |
>$424K |
4.125 |
3.875 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.646 |
2.929 |
3.505 |
2.902 |
3.020 |
3.270 |
|
>$424K |
3.750 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.771 |
3.491 |
4.121 |
------ |
3.269 |
3.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.031 |
3.430 |
3.904 |
3.455 |
3.512 |
3.637 |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.750 |
3.125 |
4.125 |
3.990 |
>$424K |
4.125 |
3.875 |
4.375 |
------ |
3.750 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.625 |
3.875 |
3.625 |
------ |
4.375 |
>$424K |
4.125 |
4.000 |
4.375 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.750 |
3.000 |
3.250 |
APR |
3.650 |
2.937 |
3.521 |
2.893 |
3.044 |
3.295 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.856 |
3.487 |
4.122 |
------ |
3.267 |
3.376 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.036 |
3.438 |
3.911 |
3.467 |
3.557 |
3.683 |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
------ |
4.375 |
>$424K |
4.250 |
4.125 |
4.750 |
------ |
4.375 |
4.250 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.500 |
4.000 |
3.500 |
------ |
------ |
>$424K |
4.375 |
4.375 |
4.750 |
------ |
4.375 |
4.250 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.659 |
2.953 |
3.533 |
2.936 |
3.043 |
3.293 |
|
>$424K |
3.875 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.858 |
3.492 |
4.122 |
------ |
3.270 |
3.379 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.045 |
3.454 |
3.923 |
3.490 |
3.558 |
3.683 |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.250 |
3.750 |
3.250 |
4.250 |
4.125 |
>$424K |
4.125 |
3.875 |
4.500 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.875 |
3.375 |
------ |
4.500 |
>$424K |
4.250 |
4.000 |
4.500 |
------ |
3.875 |
3.875 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.673 |
2.978 |
3.553 |
2.973 |
3.056 |
3.307 |
|
>$424K |
3.750 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.778 |
3.502 |
4.130 |
------ |
3.275 |
3.385 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.000 |
3.375 |
3.500 |
3.375 |
3.500 |
3.625 |
APR |
4.060 |
3.480 |
3.594 |
3.527 |
3.572 |
3.698 |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.750 |
3.125 |
3.625 |
3.000 |
3.250 |
3.500 |
>$424K |
4.000 |
3.625 |
4.250 |
------ |
3.625 |
3.625 |
Jumbo |
3.875 |
3.500 |
4.250 |
------ |
3.375 |
3.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.875 |
3.250 |
3.625 |
3.125 |
3.625 |
3.750 |
>$424K |
4.000 |
3.750 |
4.250 |
------ |
3.625 |
3.750 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
3.625 |
2.875 |
3.500 |
2.875 |
3.000 |
3.250 |
APR |
3.651 |
2.922 |
3.504 |
2.891 |
3.016 |
3.266 |
|
>$424K |
3.750 |
3.500 |
4.125 |
------ |
3.250 |
3.375 |
APR |
3.768 |
3.485 |
4.117 |
------ |
3.266 |
3.375 |
|
Jumbo |
3.750 |
3.375 |
4.125 |
------ |
3.250 |
3.250 |
APR |
3.746 |
3.370 |
4.109 |
------ |
3.241 |
3.254 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
<=$424K |
4.125 |
3.375 |
3.875 |
3.375 |
3.500 |
3.625 |
APR |
4.132 |
3.422 |
3.900 |
3.444 |
3.508 |
3.633 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款NMLS ID: 1169300
|