SUMMARY:今天(11月22日 星期二)开盘时的房贷利率价格和上个工作日相比上涨 。目前重新贷款40万左右的利率,30年固定利率上涨至4.000%,15年固定利率上涨至 3.250%,5/1 ARM上涨至3.500%。购房贷款40万左右,30年固定的利率上涨至3.875%, 15年固定利率上涨至3.000%,5/1 ARM上涨至3.125%. 注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。 ******************************* CALIFORNIA ******************************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.000 | 3.250 | 3.750 | 3.125 | 3.500 | 3.500 | >$417K | 4.125 | 3.375 | 4.000 | 3.375 | 3.625 | 4.000 | Jumbo | 4.125 | 3.625 | ------ | ------ | 3.500 | 3.500 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.000 | 3.250 | 3.875 | 3.250 | 3.750 | 4.125 | >$417K | 4.625 | 4.125 | 4.500 | ------ | 3.750 | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 3.875 | 3.000 | 3.625 | 3.000 | 3.125 | 3.375 | APR | 3.890 | 3.098 | 3.668 | 3.106 | 3.174 | 3.428 | | >$417K | 4.000 | 3.250 | 3.875 | 3.250 | 3.375 | 3.625 | APR | 4.046 | 3.283 | 3.939 | 3.312 | 3.406 | 3.647 | | Jumbo | 4.000 | 3.375 | ------ | ------ | 3.250 | 3.250 | APR | 4.023 | 3.444 | ------ | ------ | 3.270 | 3.292 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.250 | 3.500 | 3.990 | 3.500 | 4.375 | ------ | APR | 4.276 | 3.563 | 4.038 | 3.591 | 4.428 | ------ | ******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.000 | 3.250 | 3.875 | 3.250 | 3.750 | 4.125 | >$417K | 4.375 | 3.875 | ------ | ------ | ------ | 3.750 | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.250 | 3.625 | 3.990 | 3.625 | ------ | ------ | >$417K | 4.375 | ------ | ------ | ------ | ------ | 3.875 | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 3.750 | 3.000 | 3.625 | 3.000 | 3.125 | 3.375 | APR | 3.796 | 3.063 | 3.658 | 3.091 | 3.154 | 3.421 | | >$417K | 4.000 | 3.500 | ------ | ------ | 3.250 | 3.375 | APR | 4.020 | 3.526 | ------ | ------ | 3.252 | 3.386 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | <=$417K | 4.125 | 3.375 | 3.990 | 3.375 | 4.375 | 4.625 | APR | 4.161 | 3.475 | 4.028 | 3.520 | 4.406 | 4.663 | |